Business banking built for agencies & consultants
Relay is an online banking and money management platform built to keep your business on the money. Apply for an account in minutes.
Built for Growing Businesses
Get unparalleled clarity into operating expenses, cash flow and every transaction.
Open up to 20 individual business checking accounts
Issue 50 virtual or physical Visa® debit cards to your team
Collect payments from PayPal, Stripe, Square and more
Payments via ACH transfers, check and wire
Schedule recurring payments to put expenses on autopilot
Get personalized customer support when you need it
As a digital marketing agency, it was important for me to separate client ad funds from other business transactions and Relay allows me to do that for free. Honestly, I can't recommend them enough. I've had a great experience!
Why bank with Relay
Built for growing businesses
Get unparalleled clarity into operating expenses, cash flow and transactions.
Stick to your budget
Relay helps you manage revenue and expenses with dedicated checking accounts for anything — income, profit, taxes, marketing or contractor payments. Stay on track by allocating cash to any account on a percentage or dollar basis.
Understand each transaction
With Relay, it’s easy to stay on top of what’s happening in your business. Every transaction is accompanied by detailed data — like who made each purchase, the vendor’s website, address, phone number and industry category.
Get unlimited payments
Get your payees to upload their own payment details so you can send them checks and next-day ACH transfers for free.
Speed up accounting
Sync all incoming and outgoing transactions with QuickBooks Online, Xero, Wave, or Freshbooks. Get detailed data on each transaction and speed up your accounting by 5x.
What small businesses are saying about Relay
Great Experience!
"We have had a great experience with Relay and I plan to use this for my businesses moving forward. It makes it very easy to add accounts, cards, users, vendors, etc. I can separate our cash with certain projects or initiatives so that our budgets are already set. All around, very solid company that I look forward to working with in the coming years."
Ready to be on the money?
FDIC insured through Thread Bank2,3 | Visa® Zero Liability Protection3