EVERY DOLLAR.EVERY ACCOUNT.UNDER CONTROL.
Business banking that keeps your money clear, organized, and ready for what’s next.
110,000+
businesses served.
$1 billion+
in managed customer deposits.
$0
hidden fees, ever.
You'veoutgrown"good enough"
It's time for banking that works like you do - intentional, disciplined, and built to scale. No outdated institutions. No patchwork tools. One financial setup that keeps your money organized and ready for your next move.
You'veoutgrown"good enough."
This is banking that gives you the clarity to spend smarter and stay in control.
Relay is for owners with payroll to run, customers to serve, and a reputation earned job by job.
110,000+
businesses served.
$1 billion+
in managed customer deposits.
$0
hidden fees, ever.
You'veoutgrown"good enough"
It's time for banking that works like you do - intentional, disciplined, and built to scale. No outdated institutions. No patchwork tools. One financial setup that keeps your money organized and ready for your next move.
You'veoutgrown"good enough."
This is banking that gives you the clarity to spend smarter and stay in control.
Relay is for owners with payroll to run, customers to serve, and a reputation earned job by job.
Accounts that give you real visibility.
Open up to 20 checking accounts and auto-transfer every deposit so you always know what’s tied up and what’s safe to spend.
Business checking
Savings that keep you a step ahead.
Build a cash cushion with high-yield accounts and automated rules that help you stay ready for whatever’s next.
Business saving
Cards that keep you in control.
Issue Visa® debit³ or credit cards⁴, set spend limits, define roles, and track every transaction in real time.
Business credit card⁴
Expenses that reconcile themselves.
Capture receipts, categorize expenses in real time, and sync everything to your accounting software automatically.
Expense managementChecking
Owner Pay
Account number
••••••2915
Checking
Income
Account number
••••••9503
Checking
Operating Expenses
Account number
••••••7074
Savings
Tax
Account number
••••••3851
Checking
Payroll
Account number
••••••1437
Savings
Profit
Account number
••••••6628
YOU'VE
MASTERED
YOUR CRAFT.
NOW MASTER
YOUR MONEY.
YOU'VE MASTERED
YOUR CRAFT.
NOW MASTER
YOURMONEY.
Payables that stay on track.
Upload bills, delegate tasks, automate approvals, and pay vendors the way they want to be paid.
Accounts payable
Upload your bill and we’ll take care of the rest
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Receivables that keep cash flowing.
Create invoices, request payments, offer flexible payment options, and let Relay handle the follow-up.
Accounts receivable
Cedar Lane sent you an invoice
$1,000.00Select a payment method
Credit or debit card
Fastest way to pay
Bank payment
Secure and reliable
Wire transfer
Best for international payments
As seen in
AS SEEN IN:
Why over 110,000owners choose
Purpose built
Most banks were built for everyone. Relay was built for the ones who do everything and need their money structured to keep up.
Profit centric
Visibility breeds profitability. Relay gives you a real-time view of your cash and automated systems that make every dollar work harder.
Proven to work
We took financial systems long used by large companies and rebuilt them for small businesses that want control without complexity.
"Relay's approach to business banking is unlike anything I've used before. The platform is thoughtfully designed, intuitive to navigate, and makes managing income, expenses, and savings effortless."
Jozanne, Trustpilot
"It's purpose-built for small businesses, which makes it the easiest banking platform I've ever used."
Nicholas, Trustpilot
"The app is very easy to use and makes everyday banking smooth and stress-free. Overall, the best online banking experience we've had."
Chris, Trustpilot
"Relay has been a game-changer for our business. I love the flexibility to create as many accounts and cards as we need, which keeps everything organized and efficient."
Eric, Trustpilot
"Relay takes away the hassle of juggling transfers and tracking balances, which makes managing my business finances so much easier."
Kimberly, Trustpilot
"From multi-account setups to seamless integrations and user-friendly controls, it's clear that they deeply understand the needs of small business owners."
Eduardo, Trustpilot
"Relay makes it simple to understand what's going on with your finances. Multiple accounts, multiple cards, multiple businesses. And it's all right there with no fluff."
Phoenix, Trustpilot