Bookkeeping without the headaches
Speed up, simplify and take the pain out of reconciliation.
Get started with RelaySeamlessly connect banking to your accounting software
Relay’s direct sync with Xero doesn’t break and it doesn’t skip or duplicate transactions. You will see the most up-to-date and accurate banking data every time you log into Xero.

Don’t waste time deciphering transactions
Relay syncs comprehensive data into Xero, including:
- Clean, standardized vendor names and auto-categorization for all card purchases
- A reason for payment for all outgoing payments
- Check images directly embedded into deposit transactions

Say goodbye to tax season jitters
Relay’s direct Xero integration and detailed transaction data make it easy to ensure your books are detailed, accurate and reconciled at the end of every month—saving you time (and a lot of stress) when tax season rolls around.

Relaying the message
What small businesses are saying about Relay
Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank2, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC deposit insurance covers the failure of an insured bank. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
Banking with Relay
Keeping your business on the money
Relay’s online business banking platform makes it easy to wholly understand what you’re earning, spending and saving.
Get started with Relay- Bank without worrying about hidden fees, overdraft fees or minimum balances
- Open up to 20 individual checking accounts to organize cash and expenses
- Assign up to 50 physical or virtual Visa® Debit Cards to your team members
- Pay vendors using ACH transfers, international and domestic wires and checks
- Make banking collaborative with role-based user permissions for team members, accountants and bookkeepers
- Get personalized customer support when you need it by email


